SERVICES
- 5TH PAY COMMISSION REPORT FOR PUNJAB GOVT. EMPLOYEES
- INCOME TAX CALCULATOR FOR A/Y 2010-11
- LTC RULES
- NEW LTC RULES 2010
- LEAVE RULES(BRIEF DESCRIPTION)
- LEAVES ADMISSIBLE TO PERMANENT PB. GOVT. EMPLOYEES.
- ITR-1 WITH FORMULA & AUTOFILLED ACKNOLEDGEMENT
- ITR-2 WITH FORMULA & AUTOFILLED ACKNOLEDGEMENT
- GIS CALCULATOR
- GPF CALCULATOR AS PER OLD RULES WITH DATABASE
- 43 MONTHS AREAR CALCULATOR FOR PUNJAB GOVT. EMPLOYEES
- RETIREMENT & PANSIONERY BENEFITS TO GOVT. EMPLOYEES.
- GUIDELINES FOR AN INQUIRY OFFICER
- LIST OF GAZETTED & RESTRICTED HOLIDAYS-2011 APPROVED BY PB. GOVT.
- DA RATES ADMISSIBLE FROM 1996 ONWARDS.
- NEW GIS CALCULATOR WITH DATABASE(IMPROVED VERSION)
- GPF CALCULATOR AS PER NEW RULES WITH DATABASE
- INCOME TAX CALCULATOR FOR FINANCIAL YEAR 2011-12
- DA RATES ADMISSIBLE FROM 1986 TO 1995.
- TDS CALCULATOR ON PAY AREAR TO BE PAID IN 2011-12 ALONGWITH GPF CONTRIBUTION & ACP.
- INCOME TAX CALCULATOR FOR FINANCIAL YEAR 2011-12(IMPROVED VERSION)
- CALCULATOR FOR RELIEF U/S 89(1) FOR FY 2011-12
- NEW SERVICE ACT 2011
- NOTIFICATION OF NPA FOR PUNJAB VETS
- NOTIFICATION OF ACP FOR PUNJAB EMPLOYEES
- HOW TO CALCULATE DA ON THE BASIS OF AICPI INDEX
- HOW TO AVAIL L.T.C.
SOME POINTS TO KEEP IN MIND ABOUT INTEREST ON HOUSE LOAN FOR TAX REBATE ON INTEREST
PRE CONSTRUCTION INTEREST
MONEY MAY BE BORROWED PRIOR TO THE ACQUISITION OR CONSTRUCTION OF THE PROPERTY. IN SUCH A CASE, INTEREST PAID/PAYABLE BEFORE THE FINAL COMPLETION OF CONSTRUCTION OR ACQUISITION OF THE PROPERTY WILL BE AGGREGATED AND ALLOWED FOR FIVE SUCCESSIVE FINANCIAL YEARS STARTING WITH THE YEAR IN WHICH THE ACQUISITION OR CONSTRUCTION IS COMPLETED. THIS DEDUCTION IS NOT ALLOWED IF THE LOAN IS UTILIZED FOR REPAIRS, RENEWAL OR RECONSTRUCTION. PRECONSTRUCTION INTEREST IS COUNTED FROM THE PERIOD FINANCIAL YEAR IN WHICH LOAN LOAN IS DISBURSED TO THE FINANCIAL YEAR PRECEDING THE FINANCIAL YEAR OF COMPLETION.
PRE EMI INTEREST
INTEREST DUE UP TO THE START OF PAYMENT OF FIRST INSTALMENT.
EXAMPLE
LOAN AMOUNT : RS. 1000000/-
INTEREST : 10%
MONTH OF LOAN DISBURSAL: JAN 2005
MONTH OF COMPLETION OF HOUSE: JAN 2009
START OF 1ST LOAN RECOVERY: JAN 2006
INTEREST
2005_06: 3000/-
2006_07: 40000/-
2007_08; 37000/-
2008-09: 34000/-
PRE EMI INTEREST-
JAN 2005 TO DEC.2005.IT IS PAID WITH EMI OF JAN 2006.
PRECONSTRUCTION INTEREST –
JAN 2005 TO MARCH 2008.IT IS DIVIDED IN 5 PARTS PAYABLE IN 5 YEARS.1ST PART PAYABLE WITH INTEREST OF 2008-09 EVEN IF THE HOUSE IS COMPLETED IN MARCH 2008.
INCOME TAX RELIEF:
TOTAL INTEREST=3000+40000+37000=80000/-
RELIEF ON INTEREST IN 2008-09=34000+160000=50000/-
IT WILL BE 16000/- PER YEAR FOR FOUR MORE YEARS +INTEREST OF THAT YEAR.
CURRENCY IN NUMBER TO WORDS CONVERTER IN PUNJABI
This Is The File Needed To Display The Number As Text Format In Punjabi Language In Amritlipi-2 Font.
To Use This Function,We 1st Need To Install Amrit Lipi-2 Font After Downloading It From The Link Avalable At The Bottom This Post.
Next Download The SakshamAddIn File From The Link Available At The Bottom This Post & Save It In Computer . Open Microsoft Excel-2003 Or Lower Version. Click On Tools>Add-Ins. Click On Browse And Navigate To Wherever You Saved The SakshamAddIn.Xla And Then Click Ok. You Have Installed The SakshamAddIn.
If Ms Excel -2007 Or Higher Version Follow These Steps.
How To Use SakshamAddIn?
You Can Use SakshamAddIn By Directly Entering The Functions Into A Cell Like =Rspunjabi(XX) Where XX Is The Reference Of The Cell You Want To Convert. Please Keep In Mind That The Cell Where U Want Currency In Punjabi Text,The Font Of That Text Should Be Amritlipi-2 Font.
Download Amritlipi-2 Font & paste in Fonts folder of window.
Download Amritlipi-2 Font & paste in Fonts folder of window.
Download SakshamAddIn